Daily records
Daily transaction records, categories, account labels, budgets, recurring rules, notes, and app settings are designed to stay on device by default.
Optional cloud features
If you choose iCloud backup or sync, selected data may be processed by Apple services through your Apple account. That is different from public sharing or selling financial records.
AI drafts
Voice and AI parsing should create editable drafts, not final records. You remain responsible for confirming the details.
Support and diagnostics
Support messages and diagnostics should be treated separately from money record contents. Do not email passwords, codes, or full financial records unless a secure process specifically requires it.
FAQ
No. CentsNote is designed for guest-first bookkeeping and can start without account linking.
No. CentsNote is a manual and voice-first money tracker. It does not require bank sync.
Daily records are designed to stay on your device by default. iCloud backup or sync is optional and user controlled.
AI helps parse natural-language input into editable fields such as amount, category, account, date, and memo. You review before saving.
Yes. Voice Log is designed to support one sentence becoming multiple expense records when needed, while keeping confirmation under your control.
Use local-first tracking deliberately
CentsNote is built for users who want control over their money records.