FAQ
Questions people ask before trusting a money app.
CentsNote is designed around local-first daily records, optional iCloud backup, no bank sync, and AI-assisted drafts that require review.
No. CentsNote is designed for guest-first bookkeeping and can start without account linking.
No. CentsNote is a manual and voice-first money tracker. It does not require bank sync.
Daily records are designed to stay on your device by default. iCloud backup or sync is optional and user controlled.
AI helps parse natural-language input into editable fields such as amount, category, account, date, and memo. You review before saving.
Yes. Voice Log is designed to support one sentence becoming multiple expense records when needed, while keeping confirmation under your control.
Yes. CentsNote can help record rent, subscriptions, utilities, salary, yearly renewals, and other recurring items.
Yes. It is designed for expenses, income, transfers, budgets, bills, subscriptions, and reports.
No. It is a recordkeeping and personal organization tool, not a financial, tax, credit, banking, or investment advisor.
The current App Store listing is for iPhone and requires iOS 17.0 or later. Device support can change with App Store updates.
No. You can use CentsNote locally. Turn on iCloud backup or sync only when you choose it.
Yes. CentsNote is designed to record travel, subscriptions, salary, and daily spending in the currency that actually happened.
The App Store listing shows CentsNote as free with in-app purchases. Exact pricing can vary by region and should be checked in the App Store.
App Store subscriptions are generally managed through your Apple account. Deleting local data or the app does not automatically cancel an App Store subscription.
If your current version includes export, restore, backup, or sync, explain the format and risk clearly inside the app and help pages.
Do not send passwords, authentication codes, full financial records, or sensitive account details by ordinary email unless a secure process specifically asks for them.