Suggested categories
Meals, coffee, transport, study, entertainment, shopping, subscriptions, and rent are a good starting set.
Budget routine
Track one month first. Then set rough limits for the categories that actually cause overspending.
Voice examples
Speak quick notes after class, while commuting, or after paying for food.
- “Cafeteria lunch 6 dollars cash.”
- “Metro 2.50 on transit card.”
- “Coffee 4 dollars by debit card.”
Weekly review
Review category share once a week. Consistency matters more than detailed categories.
FAQ
No. CentsNote is designed for guest-first bookkeeping and can start without account linking.
No. CentsNote is a manual and voice-first money tracker. It does not require bank sync.
Daily records are designed to stay on your device by default. iCloud backup or sync is optional and user controlled.
AI helps parse natural-language input into editable fields such as amount, category, account, date, and memo. You review before saving.
Yes. Voice Log is designed to support one sentence becoming multiple expense records when needed, while keeping confirmation under your control.
Start with one month of real spending
CentsNote helps students build a low-friction money habit.